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Senate Engrossed House Bill |
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State of Arizona House of Representatives Fifty-first Legislature First Regular Session 2013
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HOUSE BILL 2565 |
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AN ACT
Amending title 20, chapter 2, article 4.1, Arizona Revised Statutes, by adding section 20‑398.01; relating to the transaction of insurance business.
(TEXT OF BILL BEGINS ON NEXT PAGE)
Be it enacted by the Legislature of the State of Arizona:
Section 1. Title 20, chapter 2, article 4.1, Arizona Revised Statutes, is amended by adding section 20-398.01, to read:
20-398.01. Electronic posting of policies; definitions
A. An insurer may post property and casualty insurance policies and endorsements that are subject to this article pursuant to section 20-382 on the insurer's website instead of mailing or delivering the policies and endorsements to the insured, if all of the following conditions are satisfied:
1. The policies and endorsements posted by the insurer on its website do not contain personal information or privileged information.
2. The insurer makes accessible each policy and endorsement:
(a) On the insurer's website while each policy and endorsement remains in use.
(b) For a period of five years after the policy or endorsement is discontinued by the insurer.
3. The insurer posts its policies and endorsements on the insurer's website in a manner that enables the insured to print and save a copy of the policy and endorsements using programs and applications that are widely available on the internet and free of charge to use.
4. The insurer agrees to respond to requests from the insured in a timely manner and to provide notice in the manner that the insurer customarily communicates with an insured:
(a) At the time of issuance of the initial policy forms and any renewal forms of a method by which the insured may obtain, on request and without charge, a paper or electronic copy of the insured's policy or endorsement.
(b) Of any changes to the forms or endorsements, and of the insured's right to obtain, on request and without charge, a paper or electronic copy of the forms and endorsements.
(c) Of the insurer's specific website address and instructions on how to access the referenced policy and endorsement forms on the insurer's website.
5. On each declarations page delivered to an insured, the insurer clearly identifies the exact policy and endorsement forms purchased by the insured.
B. For the purposes of this section, "personal information" and "privileged information" have the same meanings prescribed in section 20‑2102.