PREFILED    JAN 06 2017

REFERENCE TITLE: insurance contracts

 

 

 

State of Arizona

House of Representatives

Fifty-third Legislature

First Regular Session

2017

 

 

HB 2045

 

Introduced by

Representative Livingston

 

 

AN ACT

 

amending section 20‑1119, Arizona Revised Statutes; relating to insurance contracts.

 

 

(TEXT OF BILL BEGINS ON NEXT PAGE)

 


Be it enacted by the Legislature of the State of Arizona:

Section 1.  Section 20-1119, Arizona Revised Statutes, is amended to read:

START_STATUTE20-1119.  Construction of policies

A.  Every insurance contract shall be construed according to the entirety of its terms and conditions as set forth in the policy and as amplified, extended or modified by any rider, endorsement or application attached to and made a part of the policy.

B.  Any summary of benefits, illustration or other similar explanatory document that is made available by the insurer does not amplify, extend or modify the terms of a policy if the summary, illustration or other explanatory document contains a disclaimer providing that it is not a part of the policy or that the policy controls in the event of a conflict.

C.  If an insurer provides an insured with a copy of a policy that is translated into a language other than English, the English language version of the policy is the binding contract between the parties and governs and controls in the event of a conflict with the translated version of the policy. END_STATUTE