State SealARIZONA HOUSE OF REPRESENTATIVES

 

HB 2083: insurance contracts; construction

PRIME SPONSOR: Representative Livingston, LD 22

BILL STATUS: Chaptered

                 

Legend: ADOI – Arizona Department of Insurance Amendments – BOLD and Stricken (Committee)

Abstract

☐ Prop 105 (45 votes) ☐ Prop 108 (40 votes) ☐ Emergency (40 votes) ☐ Fiscal NoteRelating to insurance contracts.

Provisions

1.       Stipulates if a translated insurance policy that is issued for delivery contains a specified disclaimer then the policy does not amplify, extend, or modify the terms of the English version.

a.       States the disclaimer must be prominently displayed on the cover page or a page that corresponds to the cover page.

b.       Provides disclaimer language. (Sec. 1)

Current Law

Pursuant to A.R.S. § 20-1119, insurance contracts must be written according to the entirety of the policy’s terms and conditions and include any modifications by a rider, endorsement, or application made a part of the policy.

Insurers must provide ADOI an English translation of each form, advertisement, or any other document that must be filed with ADOI, if the document is in a language other than English. The translation must compare the foreign language version in a side-by-side format with the English translation. Additionally, an insurer must provide a sworn statement signed by the translator attesting that the translation is identical in substance to the English document (R20-6-203).

 

 

 

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Fifty-third Legislature                  HB 2083

Second Regular Session                               Version 4: Chaptered

 

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